Market Watch

February 12, 2012 @ 01:25 AM

Dow Jones Industrials 12,801.23- 89.23
Nasdaq Composite 2,903.88- 23.35
S&P 500 1,342.64- 9.31

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Kallman Associates DBA Logo

"Helping people meet their financial objectives!"

David R. Kallman, CLU, ChFC

Dave graduated from the University of Illinois in 1973 having received the “Chick Evans Caddy Scholarship" in 1969.  He entered the financial service business in 1974 and focuses on working with owners of closely-held companies, professionals, such as physicians and attorneys, and individuals planning for retirement.  Dave is active in the Evans Scholar Alumni Association and is a Director of the Western Golf Association.  Dave and his wife, Karen, live in Palatine, Illinois with their sons, Don and Dan.

 

Dave has been awarded the title of Retirement Planning Specialist by AXA Advisors based on the receipt of a Wharton Certificate in Retirement Planning.

 

Dave is supported by a wonderful and dedicated staff with over 45 years experience in the financial service business.

 

 

In Memoriam - Jeffrey A. Kallman

For over twenty years Dave was a partner with his brother, Jeff, who died suddenly at age 42.  Jeff was an integral part in the growth and success of Kallman Associates.  He left behind a large number of friends, clients and business associates who loved and respected him.

 

 

 

 

 

Certificate awarded based on completion of a training program at the Wharton School, University of Pennsylvania

 

Newsletters

Keeping Pace with Social Security

In 2012, Social Security beneficiaries will receive a 3.6% cost of living increase for the first time in three years. But a recent study suggests that benefits are lagging far behind real expenses. This article explains how Social Security benefits are indexed and what older workers and retirees might expect from the program in the future.

Deciding When to Begin

Waiting until full retirement age (or up to age 70) to claim Social Security may result in significantly higher monthly benefits. At age 62, the earliest age to claim Social Security, the amount received could be only 70% of the benefit received at "full retirement age" (which ranges from age 65 to 67 depending on year of birth).

GDP: Measuring the Economy

It's likely you've heard a lot about the gross domestic product (GDP) if you follow the news. But what is its impact on the national economy and how has the Great Recession impacted the GDP? This primer explains the numbers behind the GDP and what it ultimately tells us about the economic health of the nation.

Leaving Your Home Out of the Retirement Equation

Plummeting home prices and increased borrowing cut U.S. home equity by more than 60% during the Great Recession — and housing prices have not yet recovered. This article considers the potential drawbacks of depending on home equity to help fund retirement.

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